Coopbank Launches Michu 2.0: Transforming Digital Lending
Finfinne, September 14, 2023- Cooperative Bank of Oromia proudly announces the launch of Michu an advanced digital lending platform introducing innovative products, Michu Guyyaa and Michu Wabii.
Michu is poised to revolutionize the loan application process, catering to individuals, micro, small, and medium-sized enterprises with flexible lending options, including daily, weekly, and monthly choices.
Coopbank's President, Obbo Deribie Asfawu, underscores the potential of Michu to enhance loan accessibility and foster small business growth. This reaffirms the bank's enduring commitment to making loans more accessible and supporting businesses nationwide.
The president emphasizes that Michu marks a significant step towards realizing the dreams of millions, aligning perfectly with Coopbank's mission to bridge the $6 billion global funding gap for small businesses. This enhanced platform simplifies the loan application process, using specific criteria to assess customers and expedite access to working capital.
The original Michu platform has already transformed the lives of countless entrepreneurs who previously struggled to secure traditional loans. It has empowered businesses like Bethlehem Daniel's, Henok Hadi's, and Yohannes Afework's, enabling them to expand and create employment opportunities.
During its testing phase, Michu disbursed over 1.3 billion Birr in loans, benefiting more than 113,000 individuals and contributing to the creation or enhancement of 137,175 jobs.
Vice Governor Solomon Desta of the National Bank of Ethiopia commends Coopbank's steadfast dedication to advancing financial technology initiatives that significantly boost financial inclusion across the nation. He highlights the pivotal role of these efforts in reducing poverty and encourages Coopbank to continue its mission.
The CEO of Kifiya Technologies, Mr. Munir Duri, also stated during the launch that this digital platform aims to revolutionize the banking experience, offering customers seamless access to financial services and cutting-edge technology.
HE Nigusu Tilahun, State Minister of Labor and Social Affairs, applauds Coopbank's initiatives aimed at reducing unemployment and providing essential capital support to job seekers. He views these efforts as a model for banks nationwide and urges their expansion and replication.
Coopbank expresses its heartfelt gratitude to partners such as the National Bank, the Mastercard Foundation, and Kifiya Technologies. They extend invitations to organizations like the National Bank of Ethiopia, World Bank, UNICEF, and the African Development Bank to join their mission.
The event, hosted at the bank's Digital Valley, attracted government officials, dignitaries, stakeholders, business partners, and members of the media.
Download Michu 2.0 mobile app here: https://play.google.com/store/apps/details?id=com.kifiya.digital.lending
Haasa’a qabattan osoo addaan hin kutin dhimma faayinaansii keessanii kan isiniif si’eessu, Koop-Chaappaagiraamiin isin qaqqabeera.
Tapha eegaltan addaan kuttanii maallaqa namaaf erguuf appilikeeshiniiwwan adda adda keessa seenuun hafeera, maaltu isin rakkise!
Baankiin Hojii Gamtaa Oromiyaa bifa tajaajila baankii jijjiiree, Koop-Chaappaagiraamii hojiirra oolchuun isa jalqabaa ta’eera.
Tooftaa haaraan kun tajaajila baankii gara fuulduraatti tarkaanfachiisuu irratti argama.
Mee tilmaamaa - hiriyaa keessan waliin waa'ee irbaata wal affeeruu ergaa waliif ergitanii, battalumatti karaa Koop-Chaappaagiraamiin maallaqa erguun yommuu danda’amu!
Yookaan ammoo, maamila waliin waa’ee hojii osoo haasoftanii kaffaltii erguun yoo isin barbaachise, haasa’a keessan osoo addaan hin kutin sekondii muraasa keessatti yommuu xumurtan!
Yookaanis, obboleessi keessan biyya alaa irraa MasterCard fi Visa card fayyadamuun telegiraama irratti maallaqa yommuu isiniif ergu … Hamma kana salphaadha!
Koop-Chaappaagiraamiin:
- Waaleetii Kooppeey i-birriin cinaatti waaleetota Awaashi Birrii, Siibi’ii Birrii fi Teelee Birrii irraa kaffaltii kallattiin erguu fi fudhachuu,
- Koodii QR scan gochuun maallaqa saffisaan dabarsuu,
- Kaffaltii namoota biroo waliin qooddachuu,
- Kaardii mobaayilaa achumaan guuttattanii gara haasa’a keessaniitti akka deebitaanii fi kanneen biroo salphumatti akka raawwattan isin dandeessisa.
Appilikeeshiniiwwan kan biroo faana bu’aa ba’iin hin barbaachisu; Telegiraama fayyadamuu qofti gahaadha.
Baankiin Hojii Gamtaa Oromiyaa tajaajila baankii dijitaalaa daran cimsuuf teknoolojiiwwan haaraa fayyadamtootaaf dhiyeessuu irratti argama.
Tajaajila baankii armaan dura turerraa addatti tajaajilamuuf of qopheessaa!
Haasa’a keessan gidduutti waa’ee kaffaltii yommuu yaadattan, Koop-Chaappaagiraam kaffaltii keessan fidee kallattumaan isiniif geessa.
Guyyaan boruu as dhiyaateera - tapha eegaltanii fi tajaajila baankii iddoo tokkotti xumuruuf qophooftanii?
Liinkii kana cuqaasaa …
ወግዎን እያወጉ የፋይናንስ ጉዳዮችዎን ለማንጎዳጎድ ይችሉ ዘንድ ኮፕ ቻፓግራም ከተፍ አለልዎት
የወጉና የባንኩ አውድ ተዋህዶ በመተግበሪያዎች መሀል አይዋልሉም፤ ምን በወጣዎ!
የኦሮሚያ ኅብረት ሥራ ባንክ ኮፕ-ቻፓግራምን ሥራ ላይ በማዋል የባንክ አገልግሎት አሰጣጥን መልክ በማስቀየር ቀዳሚ ሆኗል።
ይህ አዲስና ከፍተኛ ለውጥን ያስከተለ ስልት የባንክ አገልግሎትን ወደፊት የሚያስገሰግስ ነው።
እስቲ ያስቡት - ከጓደኛዎ ጋር እራትን ስለ መጋራት መልዕክት ሲልኩና በቻፓግራም አማካኝነት ወዲያውኑ ገንዘብ መላላክ ሲችሉ!
ወይም ከደንበኛዎ ጋር ስለ ሥራ እያወጉ ክፍያ መላክ ቢፈልጉ ንግግርዎ ሳይቋረጥ ጥቂት ቅደም ተከተሎችን ዘልቀው ወዳልተቋጨ ንግግርዎ ሲመለሱ!
ወይም ወንድምዎ ከውጭ ሀገር ማስተር ካርድና ቪዛ ካርድ በመጠቀም በቴሌግራም ሲልክልዎ፤ የዚህን ያህል ቀላል ነው!
ኮፕ-ቻፓግራም:
- ከኮፔ ኢ- ብር ዋሌትዎ በተጨማሪ ከአዋሽ ብር ፣ ክሲቢኢ ብርና ቴሌ ብር ዋሌትዎ በቀጥታ ክፍያዎችን መላክና መቀበል
- ፈጣንና ቀላል የገንዘብ ቅብብሎሽን ለማስቻል QR ኮዶችን ስካን ማድረግ
- ከሌሎች ጋር ክፍያዎችን ለማጋራት
- እዛው በዛው የሞባይል አየር ሰዓት መሙላትና ሌሎችን ንግግርዎ ሳይስተጓጎል ይከውናል።
የምን መተግበሪያ? የምን ውጣ ውረድ? ቴሌግራም ተጠቃሚ ከሆኑ ይመችዎት!
የኦሮሚያ ኅብረት ሥራ ባንክ የዲጂታል ባንኪንግ አገልግሎትን የበለጠ ለማጠናከር አዳዲስ ቴክኖሎጂዎችን እያቀረበ ነው።
ከዚህ ቀደም ከነበረው በተለየ በባንክ ለመገልገል ይዘጋጁ!
ኮፕ-ቻፓግራም ክፍያዎችን ያመጣል፤ በጫወታ መሀል ትውስ ሲልዎ ለሚያወጉት ወገን በቀጥታ ያደርሳል!
ነገ ቀርቧል - የወጉንና የባንኩን አውድ አንድ ለማድረግ ዝግጁ ነዎት?
ይህንን መስፈንጠሪያ ጠቅ ያድርጉ …
Coopbank Introduces Coop-Chapagram: A New Digital Financial Service
August 15, 2023
Coopbank, a pioneer in digital financial solutions, proudly announces the launch of its latest innovation, Coop-Chapagram, in partnership with Chapa, a leading financial technology provider.
During the official launch event of the Coop-Chapagram digital financial technology program held at the Hayatt Regency, President Darbie Asfawu stated that the initiative establishes a robust digital financial infrastructure, enhances accessibility for convenient financial services, and strengthens their commitment to enhancing financial inclusivity.
Moreover, the Coop-Chapagram technology, an integrated banking system, allows customers to seamlessly access numerous financial services through their Telegram number “Chatbot”, as emphasized by Obbo Daribe. This further solidifies the bank's reputation for pioneering user-friendly financial solutions.
Coop-Chapagram empowers businesses of all sizes to seamlessly embrace digital payments. Customers can make purchases, money transfers, bill payments, and more via Telegram, eliminating complex bank integrations. Initially, the platform focuses on services like money transfers, payment processing, QR receipts, and airtime top-ups. It expands to include international transfers, micro-loans, insurance, and a suite of financial services.
Beyond convenience, Coop-Chapagram offers a secure path for small businesses and entrepreneurs to join the digital economy, streamlining accounting processes. Through a strategic partnership with Chapa, Coopbank taps into Telegram's vast user base of over 12 million Ethiopians, which is ideal for delivering seamless financial services via the Coop-Chapagram interface.
Kooppeey I-birri: - Boba’aa guuttachuuf sirna kaffaltii dijitaalawaa dorgomaa hin qabne
Addunyaan dijitaalawaa ta’aa dhufuun industiriiwwan baay’een sirna kaffaltii fayyadama maallaqa callaa irraa bilisa ta’eetti akka ce’an dirqisiisanii jiru. Tooftaan kaffaltii dijitaalawaa maamiltoonni maallaqa callaa malee bittaa boba’aa raawwachuu kan isaan dandeessisu yoo ta’u, yeroo qusachuu qofa osoo hin taane balaa saamichaas ni hir’isa.
Kooppeey I-birri Maaliif filatamaa?
Kooppeey I-birri maamiltoonni bilbila harkaa qabaniin fayyadamuun kaffaltii bittaa boba’aa raawwachuu kan dandeessisu sirna kaffaltii dijitaalawaati. Maamiltoonni Kooppeey I-birri fayyadamuu isaanitiif sababoonni heddu yommuu jiraatan, isaan keessaa ijoon kan armaan gadiiti.
Salphaa: - Kooppeey I-birri fayyadamni isaa daran salphaa yommuu ta’u maamiltoonni herreega isaanii walquunnamsiisuun kaffaltii isaanii salphumatti raawwachuu danda’u.
Saffisaa: - Kooppeey I-birri kan yeroo qusatu waan ta’eef battalumatti ykn sakandii muraasa keessatti maamiltoonni kaffaltii raawwachuu danda’u.
Mijataa: - Kooppeey I-birri maamiltoonni herreega baankii fi waaleetii isaanii lamaanuu appilikeeshinii mobaayilaa tokko irratti fayyadamuu danda’u.
Amansiisaa: - Kooppeey I-birri akka waliigalaatti nageenya amansiisaa kan qabu yoo ta’u, odeeffannoon faayinaansii maamiltootaa eegumsa qaba.
Kooppeey I-birri fayyadamuun boba’aa guuttachuuf adeemsa armaan gadii hordofaa:
- Appilikeeshinii Kooppeey I-birri Appistoori ykn Googilpileey irraa buufadhaa,
- Herreega Kooppeey I-birri banachuuf dameelee BHGO isinitti dhihoo jiru deemuun ykn *841# irratti bilbiluun ofumaan galmaa’aa,
- Buufata boba’aa yommuu geessan akka Kooppeey I-birriin kaffalattan hojjataa buufata boba’aa beeksisaa,
- Kaffaltiin keessan hojjataa buufata boba’aatiin ni qophaa’a,
- Hanga kaffaltii mirkaneessuun kaffaltii keessan raawwadhaa.
Baankolee dhuunfaa biyyattii keessatti socho'an, sadarkaa olaanaa irratti kan argaman keessaa tokko kan ta’e Baankii Hojii Gamtaa Oromiyaatiin kan dhiyaate appilikeeshinii Kooppeey I-birri buufachuun fayyadamuun tooftaa salphaan yeroo gabaabaa keessatti boba'aa kaffaladhaa.
Bu’aa ba’ii boba’aa guuttachuun walqabate maqsuun haala jireenyaa salphifadhaa!
Boba’aa guuttachuun, Kooppeey I-birriini!
Coopay-Ebirr: The Ultimate Digital Payment Platform for Fuel Purchases
As the world becomes increasingly digital, more and more industries are shifting towards cashless payments. With digital platforms, customers can pay for their fuel purchases without the need for cash, and this not only saves time but also reduces the risk of fraud. In this blog, we will take a closer look at Coopay-Ebirr, a digital payment platform endorsed by Coopbank, and why it is the finest choice for fuel payment:
Why Customers Should Prefer Coopay-Ebirr?
Coopay-Ebirr is a digital payment platform that allows customers to pay for their fuel purchases using their mobile phones. There are several reasons why customers should use Coopay-Ebirr, and the followings are paramount:
Simple: It is very simple and easy to use, and customers can typically set up an account and make payments easily.
Fast: With Coopay-Ebirr, customers can make payments instantly or within a few seconds.
Convenient: Customers can use both their bank account and wallet in one mobile application, that is Coopay-Ebirr.
Secure: It is generally considered to be more secure, and customers’ financial information is protected.
Steps to Use Coopay-Ebirr at Fuel Stations:
Please follow the following steps:
1. Download the Coopay-Ebirr mobile app from App Store or Google Play,
2. Visit Coopbank’s branch nearest to you to create an account or dial *841# to self-register,
3. When you pull up to the fuel station, inform the fuel attendant that you will be paying with Coopay-Ebirr,
4. The fuel attendant will process the payment,
5. Confirm the payment amount and authorize the transaction.
Register for the service and pay for fuel with just a few taps using Coopay-Ebirr that supported by Coopbank, one of the top-tier private banks operating in the country.
Try it now and simplify your life!
ኮፔይ ኢ-ብር ፡- ነዳጅ ለመሙላት አቻ የማይገኝለት ዲጂታል የክፍያ ሥርዓት
ዓለማችን እያደር ዲጂታል እየሆነች የመምጣትዋ ነገር ኢንዱስትሪዎች ከጥሬ ገንዘብ ቅብብሎሽ ነፃ ወደ ሆነ የክፍያ ሥርዓት እንዲሸጋገሩ ግድ ብሏል፡፡ በዲጂታል የክፍያ ስልቶች ደንበኞች ያለ ጥሬ ገንዘብ የነዳጅ ግዢ መፈፀም ከማስቻሉም በላይ ጊዜን በመቆጠብ መጭበርበርንም ያስወግዳል፡፡
ኮፔይ ኢ-ብር በኦሮሚያ ኅብረት ሥራ ባንክ የቀረበና ደንበኞች የእጅ ስልካቸውን በመጠቀም ለነዳጅ ግዢ ክፍያ የሚፈፅሙበት ዲጂታል የክፍያ ሥርዓት ነው፡፡
ደንበኞች ኮፔይ ኢ-ብርን ለመጠቀማቸው በርካታ ምክንያቶች ሲኖሯቸው ዋና ዋናዎቹ፡-
ቀላል - አጠቃቀሙ በጣም ቀላል ሲሆን ደንበኞች ከሂሳባቸው ጋር በማገናኘት ክፍያውን በቀላሉ ለመፈፀም የሚያስችል ነው፡፡
ፈጣን- ኮፔይ ኢ-ብር ጊዜ ቆጣቢ ደንበኞች ወዲያውኑ ወይም በጥቂት ሰከንዶች ውስጥ ክፍያ መፈፀም እንዲችሉ የሚያደርግ ነው፡፡
ተስማሚ- ኮፔይ ኢ-ብር ደንበኞች የባንክ ሂሳብና የዋሌት ሂሳባቸውን ሁለቱንም በአንድ የሞባይል መተግበሪያ መጠቀም የሚችሉበትና ምቾት ያለው ነው፡፡
ደህንነት- እንዳጠቃላይ ደህንነቱ የተጠበቀ ሲሆን ለደንበኞች የፋይናንስ መረጃዎች ጥበቃ የሚደረግበት ነው፡፡
ኮፔይ ኢ-ብርን በመጠቀም ነዳጅ ለመሙላት፡-
- የኮፔይ ኢ-ብርን መተግበሪያ ከአፕስቶር ወይም ጎግል ፕሌይ በማውረድ በሞባይልዎ ይጫኑ
- የኮፔይ ኢ-ብር ሂሳብ ለመክፈት በአቅራቢያዎ ወደሚገኝ የኦኅሥባ ቅርንጫፍ በመሄድ ወይም 841 በመደወል በራስዎ ይመዝገቡ
- ነዳጅ ማደያ ሲደርሱ በኮፔይ ኢ-ብር እንደሚከፍሉ ለነዳጅ ማደያ ባለሙያ ያሳውቁ
- ክፍያ በነዳጅ ማደያ ባለሙያ ተዘጋጅቶ ይቀርባል
- የክፍያ መጠኑን በማረጋገጥ የምስጢር ቁጥርዎን በማስገባት ክፍያ ይፈፅሙ
በሀገሪቱ ከሚንቀሳቀሱና በላቀ ደረጃ ላይ ከሚገኙ የግል ባንኮች አንዱ በሆነው የኦኅሥባየቀረበውን ኮፔይ ኢ-ብር መተግበሪያ በመጠቀም የነዳጅ ሂሳብዎን በቅፅበት ይክፈሉ።
ይፍጠኑ የነዳጅ ሙሌት ውጣ ውረድን በማስወገድ ኑሮን ያቅሉ!
ነዳጅ መሙላትስ በኮፔይ ኢ-ብር!
Cooperative Bank of Oromia Launches Digital Fuel Payment System
Coopbank has launched a digital fuel payment system that enables customers to fuel up using its mobile banking platform, Coopay E-birr.
The bank announced that this new service provides a hassle-free and secure way to make fuel payments without the need for cash transactions.
With the bank’s digital payment system, customers can now enjoy the convenience of making fuel payments through their mobile devices. This feature also reduces the risks associated with carrying cash, making transactions safer for customers.
Coopbank is among the forefronts of digital banking innovation in the country, and the introduction of fuel payment through Coopay E-birr is a testament to the bank's commitment to providing its customers with the best banking experience.
The bank has surpassed 10.6 million customers and 4.5 million Coopay E-birr subscribers in the fiscal year, with a transaction volume of ETB 245 billion exclusively through the mobile banking platform.
ውድ ደንበኞቻችን፣
እንደ የፋይናንስ ተቋም፣ ደንበኞቻችን ምን ጊዜም ስለ ገንዘባቸው በመረጃ ላይ የተመሰረተ ውሳኔ እንዲወስኑ ለመርዳት ዝግጁ ነን። የዋጋ ግሽበት ለብዙዎች ግራ የሚያጋባ ፅንሰ-ሀሳብ በመሆኑ፣ የሚያስከትለውን ተፅዕኖ ሁሉም ሰው ሊረዳው ይገባል።
- የዋጋ ግሽበት ምንድን ነው?
የዋጋ ግሽበት የሚከሰተው የሸቀጦች እና የአገልግሎቶች አጠቃላይ ዋጋ ባልተለመደ ሁኔታ ለረጅም ጊዜ ሲጨምር ነው። ይህ ሊሆን የሚችለው በገበያ ውስጥ የሚንቀሳቀስ የገንዘብ መጠን እና የምርት ዋጋ፣ እንዲሁም ለተለያዩ እቃዎች እና አገልግሎቶች ፍላጎት መጨመርና በመሳሰሉት ምክንያቶች ነው።
- በቁጠባ ላይ ምን ተጽዕኖ ያሳድራል?
የዋጋ ግሽበት ጊዜና ሁኔታ ላይ በመመስረት የገንዘብን የመግዛት አቅም ይቀንሳል። ይህ ማለት በእጃችን ያለው የገንዘብ መጠን ወደፊት ዛሬ መግዛት ከሚችለው ያነሰ ይገዛል ማለት ነው። በመሆኑም፣ የዋጋ ግሽበት በቁጠባ እና በኢንቨስትመንት ላይ ያለውን ተጽእኖ አስቀድሞ መረዳት አስፈላጊ ነው።
- በዋጋ ግሽበት እንዳይጠቁ ምን ማድረግ ይኖርብዎታል?
ደንበኞቻችን እንዲቆጥቡ ስናበረታታቸው፣ የዋጋ ግሽበት በቁጠባ ላይ የሚያሳድረውን ተጽእኖ እንዲገነዘቡም እንፈልጋለን።
በዋጋ ግሽበት እንዳይጠቁ ሊረዱዎት የሚችሉ አንዳንድ ጠቃሚ ነጥቦች እነሆ፡
- ወጪዎን መቆጣጠር፡ በዋጋ ግሽበት ወቅት የሸቀጦች እና የአገልግሎቶች ዋጋ በከፍተኛ ደረጃ ሊጨምር ስለሚችል፣ ወጪዎን ማስተካከል አስፈላጊ ነው። የማያስፈልጉትን ነገሮች መቀነስ እና በሚያስፈልጉት ላይ ብቻ ማተኮር ያስፈልግዎታል።
- የቁጠባ ልምድ ማዳበር፡ ካላቸው ነገር ላይ የሚቆጥቡ ሰዎች ከማይቆጥቡት ጋር ሲነፃፀር፣ የፋይናንስ ግባቸውን የማሳካት እድል አላቸው። “ትንሽ ነው” ብለው ሳይንቁት በተቻለ መጠን ከቆጠቡ፣ የአደጋ ጊዜ ወጪዎችዎን በቀላሉ ማከናወን ይችላሉ።
- የት እንደሚገዙ መለየት፡ ዕቃዎችን እና አገልግሎቶችን ሲገዙ ቅናሽ ቦታዎችን መፈለግ አለብዎት። በብዛት መግዛትም ዋጋን በመቀነስ ረገድ የራሱን ሚና ስለሚጫወት ከሻጩ ጋር ስምምነት ማድረግ አስፈላጊ ነው።
- የገቢ ምንጮችን ማሳደግ፡ ገቢዎ ከዋጋ ግሽበት ጋር የማይሄድ ከሆነ የኑሮ ሁኔታ አስቸጋሪ ሊሆን ይችላል። በትርፍ ጊዜ መሥራትን የመሳሰሉ ገቢዎን የሚጨምሩ መንገዶችን ማሰብ አለብዎት።
- ገንዘብዎን በቋሚ ንብረቶች ላይ ኢንቨስት ማድረግ፡ እንደ መሬት እና ህንፃዎች ያሉ ቋሚ ንብረቶች በዋጋ ግሽበት ወቅት ጥሩ ዋጋ ሊኖራቸው ይችላል። በመሆኑም፣ ገንዘብዎን በእንደዚህ ዓይነት ንብረቶች ላይ ካዋሉ፣ ለወደፊቱ የገንዘብዎ ዋጋ እንዳይቀንስ ይረዳዎታል። ይሁን እንጂ፣ ማንኛውም የኢንቨስትመንት ሥራ ያልታሰበ ኪሳራ ሊኖረው እንደሚችል በመረዳት ከመጀመርዎ በፊት የባለሙያ ምክር ማግኘት አስፈላጊ ነው።
በመጨረሻም፣ በዋጋ ግሽበት ወቅት ወጪዎ ላይ መጠንቀቅ፣ ያለዎትን መቆጠብ እና ተጨማሪ ገቢ የሚያገኙበትን መንገድ መፈለግ እንደሚኖርብዎ መረዳት ያስፈልጋል።
Kabajamtoota maamiltoota keenya,
Akka dhaabbata faayinaansii tokkootti, maamiltoonni keenya waa’ee maallaqa isaanii murtoo sirrii ta’e akka murteessan gargaaruuf yoomiyyuu kutannoo qabna. Qaala’iinsi jireenyaa yaad-rimee namoota hedduu burjaajessuu danda’u waan ta’eef, dhiibbaa inni geessisu namni kamiyyuu hubachuun barbaachisaadha.
- Qaala’iinsi jireenyaa maali?
Qaala’iinsi jireenyaa uumame kan jedhamu, gatiin waliigalaa meeshaalee fi tajaajilawwan adda addaa irratti haala hin baratamneen yeroo dheeraaf yoo dabaledha. Kunis, sababoota kanneen akka hammi maallaqaa gabaarra socho’u fi baasiin oomishaa ol ka’uu, akkasumas fedhiin namootaa meeshaalee fi tajaajilawwan adda addaaf qaban dabaluu irraa kan ka’e ta’uu danda’a.
- Qusannoo irratti dhiibbaa akkamii qaba?
Haala yeroo irratti hundaa’uun, qaala’iinsi humna bittaa maallaqaa hir’isa. Kana jechuun, hammi maallaqaa of harkaa qabnu gara fuulduraatti waan har’a bituu danda’uu gadi bita jechuudha. Kanaafuu, dhiibbaa qaala’iinsi jireenyaa qusannoo fi invastimantii irratti qabu dursinee hubachuun barbaachisaa dha.
- Qaala’iinsa jireenyaa irraa dandamachuuf maal gochuutu isinirraa eegama?
Maamiltoonni keenya akka qusatan yommuu jajjabeessinu, qaala’iinsi jireenyaa qusannoo isaanii irratti dhiibbaa inni geessisuu danda’us akka hubatan ni barbaanna.
Qaala’iinsa jireenyaa irraa dandamachuuf, qabxiiwwan isin gargaaruu danda’an keessaa muraasni:
- Baasii keessan too’achuu: Yeroo qaala’iinsa jireenyaa gatiin garmalee dabaluu waan danda’uuf, baasii keessan sirreessuun barbaachisaadha. Wantoota dirqama isin hin barbaachisne hir’istanii, waan isin barbaachisu qofarratti xiyyeeffachuu qabdu.
- Amala qusannaa gabbifachuu: Namoonni waan qaban irraa qusatan, warra hin qusanne waliin wal bira qabamee yoo ilaalamu, maallaqaan wal qabatee waan karoorfatan galmaan ga’uuf carraan isaanii guddaadha. Hanga danda’ametti, “xiqqaadha” jettanii osoo hin tuffatin yoo qusattan, baasii yeroo hatattamaaf isin barbaachisu salphaatti raawwachuu dandeessu.
- Bittaa eessaa akka raawwachuu qabdan adda baafachuu: Meeshaalee fi tajaajiloota adda addaa yeroo bitattan, iddoo gatiin hir’isu barbaaduu qabdu. Baay’inaan bitachuunis gatii hir’isuu irratti gahee waan qabuuf, qaama gurguru waliin waliigaltee taasisuun isin gargaara.
- Madda galii keessanii guddisuu: Galiin keessan qaala’iinsa jireenyaa waliin wal hin simu yoo ta’e, haalli jireenyaa ulfaachuu danda’a. Karaalee galii keessan ittiin guddistan, kan akka hojii dabalataa hojjechuu irratti xiyyeeffannoodhaan yaaduu qabdu.
- Maallaqa keessan qabeenya dhaabbataarra oolchuu: Qabeenyi dhaabbataan kan akka lafaa fi gamoo yeroo qaala’iinsa jireenyaa keessatti gatii gaarii qabaachuu danda’a. Kanaafuu, maallaqa keessan qabeenyawwan akkasiirra yoo oolchitan, gatiin maallaqa keessanii gara fuulduraatti akka gadi hin buuneef isin gargaara. Haa ta’u malee, hojiin invastimantii kamiyyuu balaa hin yaadamne qabaachuu akka danda’u hubachuun, gara invastimantiitti galuun dura gorsa ogeessaa argachuun barbaachisaadha.
Xumura irratti, yeroo qaala’iinsa jireenyaa baasiif ofeeggannoo taasisuu, waan qabdan irraa qusachuu fi karaa galii dabalataa ittiin argachuu dandeessan barbaaduun akka isinirraa eegamu hubachuun barbaachisaadha.