Diaspora Personal Loan

Personal loans are term loans granted to diaspora communities for the purpose of covering applicant’s urgent financial requirements, such as expenses for domestic or foreign travel, medical treatment of self or family member, education fee, or any kind of personal expenses.


  • The loan period shall be up to five years.
  • The amount of loan will be determined by the Bank based on the capacity of the borrower to repay its loan.


  • Non-resident Ethiopian Nationals living and working outside Ethiopia.
  • Non-resident foreign nationals of Ethiopian origin.
  • Companies owned by the above-mentioned non-residents and located outside the Ethiopian territory for more than one year.
  • Ethiopian nationals living and working abroad and who can produce authenticated documents.