Interest-Free Financing Solutions

Empowering your business with Shariah-compliant financing — flexible, ethical, and growth-focused

Murabahah Term Financing

Smart financing where we buy goods for you and sell them at an agreed profit — payable over time.
Perfect for expanding your business or boosting working capital.

Why it works:

  •  Fixed profit (no surprises)
  • Flexible repayment plans (monthly, quarterly, etc.)
  • Available in short, medium, or long terms

Murabahah Revolving Financing

Need ongoing access to funds for raw materials or inventory? This revolving facility gives you freedom and flexibility.
Perfect for day-to-day operational needs.

Why it works:

  •  Reusable limit with fast access
  • Up to 1-year term, renewable
  • Tailored for short-term working capital

Murabahah Import Letter of Credit Financing

Import without the burden of interest. We finance your goods at zero margin and you repay at a profit rate we both agree on.
Perfect for Importers looking for interest-free trade financing.

Why it works:

  • 30% advance deposit or as approved
  •  Transparent markup pricing
  •  One-time or revolving options

Murabahah Pre-Shipment Export Financing

Get the funds you need to buy and prepare goods before shipping — with full Shariah compliance.
Perfect for Exporters securing large orders.

Why it works:

  •  Backed by NBE/ECX/other verified prices
  • Two-agreement structure ensures transparency
  • One-time or revolving facility

Murabaha Post Shipment/Revolving Export Financing

Need capital for your next export? Use future proceeds to fund today’s shipment.
Perfect for Exporters keeping the momentum going.

Why it works:

  •  Advance against valid export documents
  •  Funds for your next purchase — not past shipments
  • We collect proceeds as your agent

Murabaha Import Letter of Credit Settlement Financing

Can’t clear your import L/C on time? We’ll convert it into a Murabaha loan, giving you breathing room.
Perfect for Importers facing short-term cash gaps.

Why it works:

  •  Up to 1-year repayment term
  •  Clear and simple markup
  • Upfront charges handled transparently