Coopay-Ebirr: The Ultimate Digital Payment Platform for Fuel Purchases
As the world becomes increasingly digital, more and more industries are shifting towards cashless payments. With digital platforms, customers can pay for their fuel purchases without the need for cash, and this not only saves time but also reduces the risk of fraud. In this blog, we will take a closer look at Coopay-Ebirr, a digital payment platform endorsed by Coopbank, and why it is the finest choice for fuel payment:
Why Customers Should Prefer Coopay-Ebirr?
Coopay-Ebirr is a digital payment platform that allows customers to pay for their fuel purchases using their mobile phones. There are several reasons why customers should use Coopay-Ebirr, and the followings are paramount:
Simple: It is very simple and easy to use, and customers can typically set up an account and make payments easily.
Fast: With Coopay-Ebirr, customers can make payments instantly or within a few seconds.
Convenient: Customers can use both their bank account and wallet in one mobile application, that is Coopay-Ebirr.
Secure: It is generally considered to be more secure, and customers’ financial information is protected.
Steps to Use Coopay-Ebirr at Fuel Stations:
Please follow the following steps:
1. Download the Coopay-Ebirr mobile app from App Store or Google Play,
2. Visit Coopbank’s branch nearest to you to create an account or dial *841# to self-register,
3. When you pull up to the fuel station, inform the fuel attendant that you will be paying with Coopay-Ebirr,
4. The fuel attendant will process the payment,
5. Confirm the payment amount and authorize the transaction.
Register for the service and pay for fuel with just a few taps using Coopay-Ebirr that supported by Coopbank, one of the top-tier private banks operating in the country.
Try it now and simplify your life!
ኮፔይ ኢ-ብር ፡- ነዳጅ ለመሙላት አቻ የማይገኝለት ዲጂታል የክፍያ ሥርዓት
ዓለማችን እያደር ዲጂታል እየሆነች የመምጣትዋ ነገር ኢንዱስትሪዎች ከጥሬ ገንዘብ ቅብብሎሽ ነፃ ወደ ሆነ የክፍያ ሥርዓት እንዲሸጋገሩ ግድ ብሏል፡፡ በዲጂታል የክፍያ ስልቶች ደንበኞች ያለ ጥሬ ገንዘብ የነዳጅ ግዢ መፈፀም ከማስቻሉም በላይ ጊዜን በመቆጠብ መጭበርበርንም ያስወግዳል፡፡
ኮፔይ ኢ-ብር በኦሮሚያ ኅብረት ሥራ ባንክ የቀረበና ደንበኞች የእጅ ስልካቸውን በመጠቀም ለነዳጅ ግዢ ክፍያ የሚፈፅሙበት ዲጂታል የክፍያ ሥርዓት ነው፡፡
ደንበኞች ኮፔይ ኢ-ብርን ለመጠቀማቸው በርካታ ምክንያቶች ሲኖሯቸው ዋና ዋናዎቹ፡-
ቀላል - አጠቃቀሙ በጣም ቀላል ሲሆን ደንበኞች ከሂሳባቸው ጋር በማገናኘት ክፍያውን በቀላሉ ለመፈፀም የሚያስችል ነው፡፡
ፈጣን- ኮፔይ ኢ-ብር ጊዜ ቆጣቢ ደንበኞች ወዲያውኑ ወይም በጥቂት ሰከንዶች ውስጥ ክፍያ መፈፀም እንዲችሉ የሚያደርግ ነው፡፡
ተስማሚ- ኮፔይ ኢ-ብር ደንበኞች የባንክ ሂሳብና የዋሌት ሂሳባቸውን ሁለቱንም በአንድ የሞባይል መተግበሪያ መጠቀም የሚችሉበትና ምቾት ያለው ነው፡፡
ደህንነት- እንዳጠቃላይ ደህንነቱ የተጠበቀ ሲሆን ለደንበኞች የፋይናንስ መረጃዎች ጥበቃ የሚደረግበት ነው፡፡
ኮፔይ ኢ-ብርን በመጠቀም ነዳጅ ለመሙላት፡-
- የኮፔይ ኢ-ብርን መተግበሪያ ከአፕስቶር ወይም ጎግል ፕሌይ በማውረድ በሞባይልዎ ይጫኑ
- የኮፔይ ኢ-ብር ሂሳብ ለመክፈት በአቅራቢያዎ ወደሚገኝ የኦኅሥባ ቅርንጫፍ በመሄድ ወይም 841 በመደወል በራስዎ ይመዝገቡ
- ነዳጅ ማደያ ሲደርሱ በኮፔይ ኢ-ብር እንደሚከፍሉ ለነዳጅ ማደያ ባለሙያ ያሳውቁ
- ክፍያ በነዳጅ ማደያ ባለሙያ ተዘጋጅቶ ይቀርባል
- የክፍያ መጠኑን በማረጋገጥ የምስጢር ቁጥርዎን በማስገባት ክፍያ ይፈፅሙ
በሀገሪቱ ከሚንቀሳቀሱና በላቀ ደረጃ ላይ ከሚገኙ የግል ባንኮች አንዱ በሆነው የኦኅሥባየቀረበውን ኮፔይ ኢ-ብር መተግበሪያ በመጠቀም የነዳጅ ሂሳብዎን በቅፅበት ይክፈሉ።
ይፍጠኑ የነዳጅ ሙሌት ውጣ ውረድን በማስወገድ ኑሮን ያቅሉ!
ነዳጅ መሙላትስ በኮፔይ ኢ-ብር!
Cooperative Bank of Oromia Launches Digital Fuel Payment System
Coopbank has launched a digital fuel payment system that enables customers to fuel up using its mobile banking platform, Coopay E-birr.
The bank announced that this new service provides a hassle-free and secure way to make fuel payments without the need for cash transactions.
With the bank’s digital payment system, customers can now enjoy the convenience of making fuel payments through their mobile devices. This feature also reduces the risks associated with carrying cash, making transactions safer for customers.
Coopbank is among the forefronts of digital banking innovation in the country, and the introduction of fuel payment through Coopay E-birr is a testament to the bank's commitment to providing its customers with the best banking experience.
The bank has surpassed 10.6 million customers and 4.5 million Coopay E-birr subscribers in the fiscal year, with a transaction volume of ETB 245 billion exclusively through the mobile banking platform.
ውድ ደንበኞቻችን፣
እንደ የፋይናንስ ተቋም፣ ደንበኞቻችን ምን ጊዜም ስለ ገንዘባቸው በመረጃ ላይ የተመሰረተ ውሳኔ እንዲወስኑ ለመርዳት ዝግጁ ነን። የዋጋ ግሽበት ለብዙዎች ግራ የሚያጋባ ፅንሰ-ሀሳብ በመሆኑ፣ የሚያስከትለውን ተፅዕኖ ሁሉም ሰው ሊረዳው ይገባል።
- የዋጋ ግሽበት ምንድን ነው?
የዋጋ ግሽበት የሚከሰተው የሸቀጦች እና የአገልግሎቶች አጠቃላይ ዋጋ ባልተለመደ ሁኔታ ለረጅም ጊዜ ሲጨምር ነው። ይህ ሊሆን የሚችለው በገበያ ውስጥ የሚንቀሳቀስ የገንዘብ መጠን እና የምርት ዋጋ፣ እንዲሁም ለተለያዩ እቃዎች እና አገልግሎቶች ፍላጎት መጨመርና በመሳሰሉት ምክንያቶች ነው።
- በቁጠባ ላይ ምን ተጽዕኖ ያሳድራል?
የዋጋ ግሽበት ጊዜና ሁኔታ ላይ በመመስረት የገንዘብን የመግዛት አቅም ይቀንሳል። ይህ ማለት በእጃችን ያለው የገንዘብ መጠን ወደፊት ዛሬ መግዛት ከሚችለው ያነሰ ይገዛል ማለት ነው። በመሆኑም፣ የዋጋ ግሽበት በቁጠባ እና በኢንቨስትመንት ላይ ያለውን ተጽእኖ አስቀድሞ መረዳት አስፈላጊ ነው።
- በዋጋ ግሽበት እንዳይጠቁ ምን ማድረግ ይኖርብዎታል?
ደንበኞቻችን እንዲቆጥቡ ስናበረታታቸው፣ የዋጋ ግሽበት በቁጠባ ላይ የሚያሳድረውን ተጽእኖ እንዲገነዘቡም እንፈልጋለን።
በዋጋ ግሽበት እንዳይጠቁ ሊረዱዎት የሚችሉ አንዳንድ ጠቃሚ ነጥቦች እነሆ፡
- ወጪዎን መቆጣጠር፡ በዋጋ ግሽበት ወቅት የሸቀጦች እና የአገልግሎቶች ዋጋ በከፍተኛ ደረጃ ሊጨምር ስለሚችል፣ ወጪዎን ማስተካከል አስፈላጊ ነው። የማያስፈልጉትን ነገሮች መቀነስ እና በሚያስፈልጉት ላይ ብቻ ማተኮር ያስፈልግዎታል።
- የቁጠባ ልምድ ማዳበር፡ ካላቸው ነገር ላይ የሚቆጥቡ ሰዎች ከማይቆጥቡት ጋር ሲነፃፀር፣ የፋይናንስ ግባቸውን የማሳካት እድል አላቸው። “ትንሽ ነው” ብለው ሳይንቁት በተቻለ መጠን ከቆጠቡ፣ የአደጋ ጊዜ ወጪዎችዎን በቀላሉ ማከናወን ይችላሉ።
- የት እንደሚገዙ መለየት፡ ዕቃዎችን እና አገልግሎቶችን ሲገዙ ቅናሽ ቦታዎችን መፈለግ አለብዎት። በብዛት መግዛትም ዋጋን በመቀነስ ረገድ የራሱን ሚና ስለሚጫወት ከሻጩ ጋር ስምምነት ማድረግ አስፈላጊ ነው።
- የገቢ ምንጮችን ማሳደግ፡ ገቢዎ ከዋጋ ግሽበት ጋር የማይሄድ ከሆነ የኑሮ ሁኔታ አስቸጋሪ ሊሆን ይችላል። በትርፍ ጊዜ መሥራትን የመሳሰሉ ገቢዎን የሚጨምሩ መንገዶችን ማሰብ አለብዎት።
- ገንዘብዎን በቋሚ ንብረቶች ላይ ኢንቨስት ማድረግ፡ እንደ መሬት እና ህንፃዎች ያሉ ቋሚ ንብረቶች በዋጋ ግሽበት ወቅት ጥሩ ዋጋ ሊኖራቸው ይችላል። በመሆኑም፣ ገንዘብዎን በእንደዚህ ዓይነት ንብረቶች ላይ ካዋሉ፣ ለወደፊቱ የገንዘብዎ ዋጋ እንዳይቀንስ ይረዳዎታል። ይሁን እንጂ፣ ማንኛውም የኢንቨስትመንት ሥራ ያልታሰበ ኪሳራ ሊኖረው እንደሚችል በመረዳት ከመጀመርዎ በፊት የባለሙያ ምክር ማግኘት አስፈላጊ ነው።
በመጨረሻም፣ በዋጋ ግሽበት ወቅት ወጪዎ ላይ መጠንቀቅ፣ ያለዎትን መቆጠብ እና ተጨማሪ ገቢ የሚያገኙበትን መንገድ መፈለግ እንደሚኖርብዎ መረዳት ያስፈልጋል።
Kabajamtoota maamiltoota keenya,
Akka dhaabbata faayinaansii tokkootti, maamiltoonni keenya waa’ee maallaqa isaanii murtoo sirrii ta’e akka murteessan gargaaruuf yoomiyyuu kutannoo qabna. Qaala’iinsi jireenyaa yaad-rimee namoota hedduu burjaajessuu danda’u waan ta’eef, dhiibbaa inni geessisu namni kamiyyuu hubachuun barbaachisaadha.
- Qaala’iinsi jireenyaa maali?
Qaala’iinsi jireenyaa uumame kan jedhamu, gatiin waliigalaa meeshaalee fi tajaajilawwan adda addaa irratti haala hin baratamneen yeroo dheeraaf yoo dabaledha. Kunis, sababoota kanneen akka hammi maallaqaa gabaarra socho’u fi baasiin oomishaa ol ka’uu, akkasumas fedhiin namootaa meeshaalee fi tajaajilawwan adda addaaf qaban dabaluu irraa kan ka’e ta’uu danda’a.
- Qusannoo irratti dhiibbaa akkamii qaba?
Haala yeroo irratti hundaa’uun, qaala’iinsi humna bittaa maallaqaa hir’isa. Kana jechuun, hammi maallaqaa of harkaa qabnu gara fuulduraatti waan har’a bituu danda’uu gadi bita jechuudha. Kanaafuu, dhiibbaa qaala’iinsi jireenyaa qusannoo fi invastimantii irratti qabu dursinee hubachuun barbaachisaa dha.
- Qaala’iinsa jireenyaa irraa dandamachuuf maal gochuutu isinirraa eegama?
Maamiltoonni keenya akka qusatan yommuu jajjabeessinu, qaala’iinsi jireenyaa qusannoo isaanii irratti dhiibbaa inni geessisuu danda’us akka hubatan ni barbaanna.
Qaala’iinsa jireenyaa irraa dandamachuuf, qabxiiwwan isin gargaaruu danda’an keessaa muraasni:
- Baasii keessan too’achuu: Yeroo qaala’iinsa jireenyaa gatiin garmalee dabaluu waan danda’uuf, baasii keessan sirreessuun barbaachisaadha. Wantoota dirqama isin hin barbaachisne hir’istanii, waan isin barbaachisu qofarratti xiyyeeffachuu qabdu.
- Amala qusannaa gabbifachuu: Namoonni waan qaban irraa qusatan, warra hin qusanne waliin wal bira qabamee yoo ilaalamu, maallaqaan wal qabatee waan karoorfatan galmaan ga’uuf carraan isaanii guddaadha. Hanga danda’ametti, “xiqqaadha” jettanii osoo hin tuffatin yoo qusattan, baasii yeroo hatattamaaf isin barbaachisu salphaatti raawwachuu dandeessu.
- Bittaa eessaa akka raawwachuu qabdan adda baafachuu: Meeshaalee fi tajaajiloota adda addaa yeroo bitattan, iddoo gatiin hir’isu barbaaduu qabdu. Baay’inaan bitachuunis gatii hir’isuu irratti gahee waan qabuuf, qaama gurguru waliin waliigaltee taasisuun isin gargaara.
- Madda galii keessanii guddisuu: Galiin keessan qaala’iinsa jireenyaa waliin wal hin simu yoo ta’e, haalli jireenyaa ulfaachuu danda’a. Karaalee galii keessan ittiin guddistan, kan akka hojii dabalataa hojjechuu irratti xiyyeeffannoodhaan yaaduu qabdu.
- Maallaqa keessan qabeenya dhaabbataarra oolchuu: Qabeenyi dhaabbataan kan akka lafaa fi gamoo yeroo qaala’iinsa jireenyaa keessatti gatii gaarii qabaachuu danda’a. Kanaafuu, maallaqa keessan qabeenyawwan akkasiirra yoo oolchitan, gatiin maallaqa keessanii gara fuulduraatti akka gadi hin buuneef isin gargaara. Haa ta’u malee, hojiin invastimantii kamiyyuu balaa hin yaadamne qabaachuu akka danda’u hubachuun, gara invastimantiitti galuun dura gorsa ogeessaa argachuun barbaachisaadha.
Xumura irratti, yeroo qaala’iinsa jireenyaa baasiif ofeeggannoo taasisuu, waan qabdan irraa qusachuu fi karaa galii dabalataa ittiin argachuu dandeessan barbaaduun akka isinirraa eegamu hubachuun barbaachisaadha.
Understanding the Impact of Inflation on Your Savings
Dear Valued Customers
As a financial institution, our priority is to help our customers make informed decisions about their money. One concept that can be particularly challenging to understand is inflation. However, it’s crucial for everyone to be aware of its impact on their savings and investments.
What is Inflation?
Inflation is a sustained increase in the general price level of goods and services in an economy over time. Several factors can cause inflation, including an increase in the money supply, rising production costs, and higher demand for goods and services.
How Does Inflation Affect Your Savings?
Inflation decreases the purchasing power of your savings over time. This means that the same amount of money you save today will buy fewer goods and services in the future. Therefore, it’s essential to be aware of how inflation can impact your savings and investments.
Tips to Protect Your Savings During Inflationary Periods
Control Your Expenses: During inflationary periods, prices tend to rise, which means you may need to adjust your spending habits. Consider cutting back on non-essential expenses and focus on buying only what you need.
Develop Habits of Saving: Saving regularly is an excellent way to achieve your financial goals and have a greater sense of financial security compared to those who do not save. Saving any amount of money will help you during emergency cases.
Shop Around for the Best Deals: When buying goods and services, it’s essential to look for the best deals. Look for discounts, promotions, and special offers, and consider buying in bulk to save money.
Diversify Your Income: If your income does not keep up with inflation, your standard of living will decrease. Consider finding ways to increase your income, such as taking on a side job or negotiating a raise.
Consider Investing in Property Assets: Property assets, such as land, buildings, and other physical assets, tend to perform well during inflationary periods. Investing in these assets can help protect the value of your money. However, investing always comes with risks, so it’s essential to seek professional advice before making any investment decisions.
In Conclusion
Protecting your money during inflationary periods is all about being mindful of your spending habits, saving regularly, and finding ways to earn extra income. By following these tips, you can protect your savings and investments and achieve your financial goals.
We hope you found this information helpful. If you have any questions or concerns, please don’t hesitate to contact us.
Coopbank of Oromia launches a new Zakat Savings Account product
Coopbank Alhuda, the segment of Cooperative Bank of Oromia has launched a new savings account entitled ‘Zakat’ Savings Account. Complying with the Islamic Sharia regulations and laws, the account is designed to help customers make their Zakat payments in a timely and convenient manner.
Zakat is a religious obligation in Islam that requires followers to make payments from their wealth to the poor community when their wealth exceeds a certain amount. Recognizing the importance of this procedure, Coopbank Alhuda has introduced the Zakat Savings Account to enable its customers to make their Zakat payments easily.
The account is offered in two versions, one for individuals or small companies and the other for various organisations. Customers can save by identifying the amount of Zakat that must be paid from their assets, and the accounts will be operated exclusively through the books of accounts prepared for this purpose. Zakat payments from various organizations will be collected by the bank annually and distributed to charitable organizations based on the needs of the customers.
This new savings account reflects Coopbank Alhuda's commitment to meeting the financial needs of the community while adhering to its cultural, traditional, and religious values. The bank will provide Zakat payment calculations at all of its branches to accommodate customers who wish to save their Zakat and make their Zakat payments through the bank.
Coopbank celebrates 18th anniversary, marks another milestone in fixed asset formation
Cooperative Bank of Oromia, a leading private bank in Ethiopia, celebrated its 18th anniversary on March 8th, 2023. The bank has marked an exceptional growth record since its establishment in 2005, with a customer base of 10.4 million accounts and total assets worth ETB 137 billion.
As part of the bank's continued growth and sustainability, Cooperative Bank of Oromia has made significant progress in the formation of fixed assets, including the construction of buildings in selected towns. The bank has finalized its Transitional Headquarters building, due to commence service soon, and has engaged in pre-construction activities for the construction of the financial district tower to be built around the National Theatre. On its anniversary, the bank signed a consultancy agreement with Engineering Consultants Group (ECG) for consultancy services on its biggest-ever construction project, which will serve as the bank's main headquarters. Engineering Consultants Group (ECG) is a global company and a multi-disciplined firm with extensive experience in the sector and in consulting engineering. The bank also signed an agreement with Yirgalem Construction PLC for building the multipurpose building in Harar town.
Cooperative Bank of Oromia is committed to transforming the livelihoods of farmers and strengthening its value proposition for them and cooperatives. To achieve this, the bank engaged with Rabobank, the world's leading financial services provider for the food and agribusiness sectors, and signed a strategic agreement with Rabo Partnerships to position itself as the leading food and agribusiness bank in Ethiopia.
The bank's CEO expressed his gratitude to the bank's esteemed stakeholders and guests who attended the event and reaffirmed the bank's commitment to leveraging networking opportunities, the best technology, and human capital to deliver what is expected of the bank by its stakeholders. The bank's continuous growth and sustainability initiatives are a testament to its commitment to providing excellent financial services and impacting the lives of millions of people.
Coopbank inaugrates its Waliso Multipurpose Building
Coopbank inaugrates its Waliso Multipurpose Building
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Cooperative Bank of Oromia (Coopbank) inaugurated a multipurpose building in Waliso town in the presence of senior bank officials, the government, and several stakeholders on February 04,2023. The building, which covers 1500 square meters in area and intended for a variety of functions, is thought to open the town's large population up to new perspectives. The facility, which included a restaurant, gym, and coffee shop, was designed to be utilized as a place of recreation with the intention of bringing people from various socioeconomic strata together to promote economic and social ties. Additionally, the bank plans to open its 15-story temporary headquarters building in Bole Rwanda, the country's capital. In addition, Coopbank has focused on acquiring more tangible assets and plans to build a G+40 financial centre next to the National Theater. The bank also intends to construct its largest headquarters on 11,000 m2 of land close to "Filwuha" in the capital city.
The multipurpose Waliso building symbolizes the bank's focus on acquiring new assets. The building's construction started in 2019 and cost more than ETB 120 million to complete.
Coopbank becomes the first private bank in the country to reach 10 million account holders
The Coopbank is proud to announce that it has become the first private bank in the country to have 10 million account holders. This accomplishment is a testimony to our customer’s trust and confidence in us, and we are grateful for their ongoing support. With over ETB 121 billion in assets, 610 branch locations, and over 11,500 employees, we are dedicated to providing the best service to our clients. We would like to thank everyone who has helped us along the way, including our clients, team, stakeholders, and everyone who has contributed to our success. We are excited to build on this success and continue to serve our customers in the future.
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