Waamicha Yaa’ii Waliigalaa Idilee Waggaa 22ffaa Abbootii Aksiyoonaa Baankii Hojii Gamtaa Oromiyaa W.A.
Akkaataa Seera Daldalaa F.D.R.I Keeyyata 366(1), 367(1)fi keeyyata 370 akkasumas Barreeffama Hundeeffamaa baankichaa keeyyata 17(1) fi 18(1), Yaa’ii Waliigalaa Idilee Waggaa 22ffaa Abbootii aksiyoonaa, sanbata Onkololeessa 7,2019(ALA, October 17,2026) sa’aa 2:00 irraa kaasee magaalaa Adaamaa Galma Abbaa Gadaatti ni taa’ama. Kanaafuu kabajamtoonni abbootii aksiyoonaa waldaa aksiyoonichaa yookaan bakka bu’oonni seeraa, iddoo, guyyaa fi sa’aatii eerametti yaa’icha irratti akka argamtan Boordiin Daayrektaroota Baankichaa waamicha isaa dabarsa.
1.Ragaalee ijoo waldicha ilaallatan
1.1 Maqaa Waldaa Aksiyoonichaa፡ Baankii Hojii Gamtaa Oromiyaa W.A.
1.2 Akaakuu Waldaa Aksiyoonaa፡ Waldaa Aksiyoonaa hojii baankii irratti bobba’e
1.3 Teessoo Waajjira Muummee Waldaa Aksiyoonichaa፡ Finfinnee, K/ Magaalaa Boolee,
Aanaa 02, Lakk. Manaa 3020
1.4 Marsariitii Waldaa Aksiyoonichaa፡ https://coopbankoromia.com.et
1.5 Lakkoofsa galmee Waldaa Aksiyoonichaa: KK/AA/3/0001918/2004
1.6 Kaappitaala Waldaa Aksiyoonichaa mallattaaye: 12,800,000,000.00
1.7 Kaappitaala Waldaa Aksiyoonichaa kaffalame፡ 12,800,000,000.0
2.Ajandaawwan Yaa’ii Waliigalaa Idilee Waggaa 22ffaa
2.1 Ajandaawwan Yaa’ichaa mirkaneessuu;
2.2 Abbootii Aksiyoonaa haaraa fudhachuu fi dabarsa aksiyoonaa beeksisuu;
2.3 ALA Gabaasa Waggaa Boordii Daayrektarootaa 2025/26 dhaggeeffachuun mari’atanii murteessuu;
2.4 ALA Gabaasa Waggaa Odiitaroota Alaa 2025/26 dhaggeeffachuun mari’atanii murteessuu;
2.5 ALA bara 2026/27f Oditaroota Alaa muuduun kaffaltii isaanii murteessuu;
2.6 Kaffaltii waggaa Boordii Daayrektarootaa ALA kan bara 2025/26 fi durgoo ji’aa kan bara 2026/27 murteessuu;
2.7 Ramaddii fi Kaffaltii bu’aa qulqulluu bara bajataa/herregaa ALA 2025/26 irratti mari’atanii murteessuu;
Hubachiisa
- Abbootiin aksiyoonaa yaa’icha irratti argamuu hin dandeenye, ragaa bakka bu’iinsaa qaama mootummaa aangoo qabuun mirkanaa’ee kenname orijinaalaa fi koppii isaa qabachuun ykn akkaataa Seera Daldalaa keeyyata 377 yaa’iin taa’amuun dura guyyaa sadii(3)dursuun, Magaalaa Finfinnee, K/Magaalaa Boolee naannoo maqa Embaasii Ruwaandaatti kan argamu Waajjira Muummee baankichaa darbii 7ffaa kutaa Hariiroo Abbootii Aksiyoonaa ykn damee baankichaa isaanitti dhihoo jirutti qaamaan dhihaachuun unkaa bakka bu’iinsaa dhimma kanaaf baankichaan qophaa’e guutuun mallatteessuun bakka bu’aa muuduun, bakka bu’aanis ragaa bakka bu’iinsaa qabachuun yaa’icha irratti hirmaachuu fi sagalee kennuu kan danda’an ta’uu kabajaan ibsina. Haata’u malee abbaan aksiyoonaa tokko yaa’ii waliigalaa waldichaaf karaa kamiinuu haa ta’u kan bakka buufachuu danda’u nama tokko qofa ta’uu isaa ni beeksisna.
- Abbootiin aksiyoonaa Waldaa aksiyoonichaa ykn bakka bu’oonni seeraa, yaa’icha irratti hirmaachuuf yommuu dhufan, waraqaa eenyummaa biyyoolessaa (Fayidaa)lammummaa Itoophiyaa qabaachuu isaanii agarsiisu, waraqaa eenymmaa gandaa haaromfame ykn Paaspoortii ykn Hayyama Konkolaachisummaa orijinaalaa fi koppii isaa qabachuun yaa’ii irratti hirmaachuu ni danda’u. Akkasumas abbootiin aksiyoonaa baankichaa, dhalootaan Itoophiyaa ta’anii lammummaa biyya alaa qaban, dhalootaan Itoophiyaa ta’uu isaanii kan mirkaneessu, kaardii dhalattummaa Itoophiyaa(Kaardii Keelloo)yeroon isaa hin dabarre qabatanii dhihaachuu akka qaban kabajaan beeksisna.
- Dhaabbilee(Waldaalee Hojii Gamtaa ykn dhaabbata biraa)bakka bu’uun bakka bu’oonni dhihaatan, ragaa hoji-gaggeessaa waldichaa/dhaabbatichaa ta’uu isaanii mirkaneessu qabatanii dhihaachuu kan qaban ta’uu ykn unkaa bakka bu’iinsaa baankichaan bakka bu’iinsa kenname qabatanii dhihaachuu kan qaban ta’uu kabajaan beeksisna.
- Akkaataa Qajeelfama Bulchiinsa Baankolee Baankii Biyyoolessaa Itoophiyaa Lakk. SBB/91/2024 keeyyata 20(3)miseensonni boordii baankichaa fi hojjattoonni baankichaa abbootii aksiyoonaa bakka bu’uun yaa’icha irratti hirmaachuu hin danda’ani.
- Hangi bakka bu’iinsaa bakka bu’oonni fudhatan, aksiyoona isaanii dabalatee kaappitaala baankichaa mallattaa’e dhibbentaa 10 caaluu hin qabu.
Boordii Daayrektarootaa
Baankii Hojii Gamtaa Oromiyaa W.A.
የኦሮሚያ ኅብረት ሥራ ባንክ አ.ማ. የባለአክሲዮኖች 22ኛ መደበኛ ጠቅላላ ጉባኤ የጉባኤ ጥሪ
በኢ.ፌ.ዲ.ሪ ንግድ ሕግ አንቀጽ 366(1)፣ 367(1) እና አንቀጽ 370 እንዲሁም በባንኩ መመሥረቻ ፅሑፍ አንቀፅ 17(1) እና 18(1) መሠረት
የኦሮሚያ ኅብረት ሥራ ባንክ አ.ማ. የባለአክሲዮኖች 22ኛ መደበኛ ጠቅላላ ጉባኤ ቅዳሜ ጥቅምት 7 ቀን 2019 ዓ.ም (እ.ኤ.አ ኦክቶበር 17
ቀን 2026) ከጠዋቱ 2፡ዐዐ ሰዓት ጀምሮ በአዳማ ከተማ፣ ገልማ አባ ገዳ ይካሄዳል፡፡ በመሆኑም የተከበራችሁ የአክሲዮን ማህበሩ
ባለአክሲዮኖች ወይም ሕጋዊ ወኪሎች በተጠቀሰው ቦታ፣ ቀንና ሰዓት በጉባኤው ላይ እንድትገኙ የባንኩ የዳይሬክተሮች ቦርድ ጥሪውን
ያስተላልፋል፡፡
1. ማህበሩን የሚመለከቱ ዋና ዋና መረጃዎች
1.1 የአክሲዮን ማህበሩ ስም፡- የኦሮሚያ ኅብረት ሥራ ባንክ አ.ማ.
1.2 የአክሲዮን ማህበሩ ዓይነት፡- በባንክ ሥራ ላይ የተሰማራ አክሲዮን ማህበር
1.3 የአክሲዮን ማህበሩ ዋና መ/ቤት አድራሻ፡- አዲስ አበባ፣ ቦሌ ክ/ከተማ፣ ወረዳ 02፣ የቤ/ቁ. 3020
1.4 የአክሲዮን ማህበሩ ድረ-ገፅ፡- https://.coopbankoromia.com.et
1.5 የአክሲዮን ማህበሩ የምዝገባ ቁጥር:- KK/AA/3/0001918/2004
1.6 የአክሲዮን ማህበሩ የተፈረመ ዋና ገንዘብ(ካፒታል)፡- 12,800,000,000.00
1.7 የአክሲዮን ማህበሩ የተከፈለ ዋና ገንዘብ (ካፒታል) ፡- 12,800,000,000.00
2. የ22ኛ ዓመታዊ መደበኛ ጠቅላላ ጉባኤ አጀንዳዎች
2.1 የጉባዔውን አጀንዳዎች ማጽደቅ፣
2.2 አዳዲስ ባለአክሲዮኖችን መቀበልና የተደረጉ የአክሲዮን ዝውውሮችን ማሳወቅ፣
2.3 እ.ኤ.አ. የ2025/26 የዳይሬክተሮች ቦርድ ዓመታዊ ሪፖርት ማድመጥና ተወያይቶ መወሰን፣
2.4 እ.ኤ.አ. የ2025/26 የባንኩን የውጭ ኦዲተሮች ዓመታዊ ሪፖርት ማድመጥና ተወያይቶ መወሰን፤
2.5 እ.ኤ.አ. ለ2026/27 የውጭ ኦዲተሮችን መሾም እና ክፍያቸውን መወሰን፣
2.6 እ.ኤ.አ. የ2025/26 የዳይሬክተሮች ቦርድ ዓመታዊ ክፍያን እና የ2026/27 ወርሃዊ አበል መወሰን፤
2.7 እ.ኤ.አ. በ2025/26 ሒሳብ ዓመት የተጣራ ትርፍ አደላደል እና አከፋፈል ላይ ተወያይቶ መወሰን፡
ማሳሰቢያ
• በጉባኤው መገኘት የማይችሉ ባለአክሲዮኖች ተወካዮቻቸው ሥልጣን ባለው የመንግሥት አካል ተረጋግጦ የተሰጠ የውክልና ሠነድ ዋናውና ፎቶኮፒ በመያዝ
ወይም በንግድ ሕግ አንቀጽ 377 መሠረት ጉባዔው ከመካሄዱ ከሶስት (3) ቀናት በፊት አዲስ አበባ ከተማ፣ ቦሌ ክ/ከተማ፣ ቦሌ ሩዋንዳ አከባቢ በሚገኘው
የባንኩ ዋና መ/ቤት 7ኛ ፎቅ የባለአክሲዮኖች ግንኙነት ክፍል ወይም በአቅራቢያቸው በሚገኘው የባንኩ ቅርንጫፍ በአካል በመቅረብ ለዚሁ ዓላማ በባንኩ
የተዘጋጀውን የውክልና ቅጽ ሞልተው በመፈረም ተወካይ መሾምና ተወካዩም የውክልና ማስረጃውን በመያዝ የጉባኤው ተካፋይ ለመሆንና ድምጽ ለመስጠት
የሚችሉ መሆኑን በአክብሮት እንገልጻለን፡፡ ሆኖም አንድ ባለአክሲዮን በማህበሩ ጠቅላላ ጉባዔ በማናቸውም ችሎታ መወከል የሚችለው አንድ ሰው ብቻ መሆኑን እናሳውቃለን፡፡
• የአክሲዮን ማህበሩ ባለአክሲዮኖች ወይም ሕጋዊ ወኪሎቻቸው በጉባዔው ላይ ለመሳተፍ ሲመጡ ኢትዮጵያዊ ዜግነታቸውን የሚያሳይ ብሄራዊ መታወቂያ
(ፋይዳ)፣ የታደሰ የቀበሌ መታወቂያ ወይም ፓስፖርት ወይም መንጃ ፍቃድ ዋናውና ኮፒ በመያዝ በጉባዔው ላይ መሳተፍ ይችላሉ:: እንዲሁም ትውልደ
ኢትዮጵያውያን የሆኑ የውጭ ሀገር ዜግነት ያላቸው የባንኩ ባለአክሲዮኖች ትውልደ ኢትዮጵያውያን መሆናቸውን የሚያረጋግጥ ቀኑ ያላለፈበት የኢትዮጵያ
ተወላጅነት መታወቂያ ካርድ (ቢጫ ካርድ) ይዘው መቅረብ ያለባቸው መሆኑን በአክብሮት እናሳውቃለን፡፡
• ድርጅትን (የኅብረት ሥራ ማኅበርን ወይም ሌላ ድርጅትን) ወክሎ የሚቀርብ ተወካይ የድርጅቱ/የማህበሩ ሥራ አስኪያጅ መሆኑን የሚያረጋግጥ ማስረጃ
ይዞ/ይዛ መቅረብ ያለበት/ያለባት ሲሆን፤ አለዚያም በባንኩ የውክልና መስጫ ቅጽ መሠረት ውክልና ይዘው መቅረብ ያለባቸው መሆኑን በአክብሮት እናሳውቃለን፡፡
• በኢትዮጵያ ብሔራዊ ባንክ የባንኮች አስተዳደር መመሪያ ቁጥር SBB/91/2024 አንቀጽ 20(3) መሰረት የባንኩ የቦርድ አባላት እና የባንኩ ሠራተኞች
ባለአክሲዮኖችን በመወከል ጉባኤው ላይ መሳተፍ አይችሉም፡፡
• ተወካዮች የሚቀበሉት የውክልና መጠን የራሳቸውን አክሲዮን ጨምሮ ከባንኩ የተፈረመ ዋና ገንዘብ ከአስር በመቶ (10%) መብለጥ የለበትም፡፡
የኦሮሚያ ኅብረት ሥራ ባንክ አ.ማ.
የዳይሬክተሮች ቦርድ
Coopbank Participates in NORDIC AFRICA EV SUMMIT 2026
Coopbank is participating in the NORDIC AFRICA EV SUMMIT 2026, being held at the Science Museum in Addis Ababa, bringing together stakeholders and industry leaders to discuss the development of electric mobility and sustainable transportation solutions.
Representing Coopbank at the Summit, the Bank’s Chief Executive Officer, Mr. Deribie Asfaw, shared the Bank’s experience and initiatives in innovation and renewable energy, reaffirming Coopbank’s commitment to advancing its strategic priorities and contributing to sustainable development.
In his remarks, Mr. Deribie highlighted Coopbank’s experience in adopting innovative solutions and utilizing renewable energy, while emphasizing the Bank’s commitment to supporting sustainable initiatives. He also highlighted the Bank’s contribution to strengthening and adapting the electric vehicle supply value chain, with a focus on enhancing its sustainability and supporting the transition toward sustainable mobility.
Coopbank’s participation in the Summit reflects its continued engagement in platforms that promote innovation, sustainability, renewable energy, and emerging opportunities in electric mobility, while contributing to dialogue on solutions relevant to Africa’s evolving transportation landscape.
Coopbank Continues Its Green Legacy Initiative with Tree Planting Activity in Adama
Coopbank has continued its Green Legacy initiative with a tree planting activity held in Adama City, reaffirming its longstanding commitment to environmental sustainability and community development.
More than 1,000 members of the Bank’s leadership participating in a management workshop in Adama planted seedlings in the 'Ganda Haaraa' area. The activity represents the continuation of the Bank’s ongoing environmental initiatives, which have been carried out over the years. Coopbank’s Green Legacy activities will continue in Addis Ababa and across its districts as part of the Bank’s enduring commitment to environmental protection and building a greener and more sustainable future.
Financial Inclusion Without Borders: Coopbank and UNHCR Launch the LIFT Program
Addis Ababa - In a major stride toward comprehensive financial inclusion, the Cooperative Bank of Oromia (Coopbank) and UNHCR Ethiopia have officially signed a landmark Memorandum of Understanding (MOU) to launch the Livelihood Inclusion via Fintech Technology (LIFT) Program. This pioneering initiative is dedicated to expanding access to formal banking services for refugees, returnees, and host communities across Ethiopia.
For displaced and underserved populations, a lack of access to formal financial tools is often more than just an inconvenience—it represents a critical roadblock to entrepreneurship, self-reliance, and long-term socio-economic stability. The LIFT Program aims to dismantle these systemic barriers by deploying innovative fintech solutions, establishing sustainable pathways toward economic resilience and empowerment.
Speaking on the strategic significance of the partnership, Coopbank CEO, Mr. Deribie Asfaw, emphasized the transformative potential of the initiative:
“We believe that inclusive finance has the power to transform lives, strengthen communities, and unlock economic opportunities for people who have historically been excluded from formal financial systems. Access to financial services is more than a banking issue; it is a pathway to dignity, opportunity, and self-reliance.”
By integrating UNHCR’s deep expertise in refugee protection and community advocacy with Coopbank’s robust digital financial ecosystem and expansive nationwide branch network, the partnership is uniquely positioned to turn structural development challenges into scalable, real-world opportunities for thousands of individuals.
At Coopbank, our commitment goes beyond providing traditional banking solutions. We are dedicated to engineering inclusive financial ecosystems where everyone, regardless of their background or circumstance, has the necessary tools to build a brighter, more secure future.
To learn more about the strategic objectives and implementation roadmap of this partnership, access the official press release via the link below:👉 [Read the Full Press Release Here]
Coopbank and Zagol System Trading PLC Sign Strategic Partnership to Expand Digital Services
Addis Ababa, Ethiopia – Coopbank and Zagol System Trading PLC have signed a Memorandum of Understanding (MoU) to expand digital payment services and enhance customer convenience through innovative technology integration.
This strategic partnership strengthens Coopbank’s position as a leading digital bank committed to innovation and customer-centric solutions. Through the expanded Coopay E-birr ecosystem, customers will be able to seamlessly pay for international airline tickets, hotel bookings, and transportation services from a single platform.
The service will enable customers to choose convenient flight routes and competitive pricing from more than 12 major global airlines, including Ethiopian Airlines, Emirates, Qatar Airways, flydubai, Air Arabia, Egypt Air, Saudia, Kenya Airways, Turkish Airlines, Air Algerie, Etihad, and others, all accessible easily via Coopay E-birr.
In addition, the agreement enables customers to make payments for digital services provided by Zagol System Trading PLC through Coopay E-birr, ensuring a fully integrated and seamless digital payment experience.
By combining Zagol’s advanced technology capabilities with Coopbank’s strong financial ecosystem, the partnership unlocks new opportunities for seamless transactions, improved accessibility, and enhanced customer experience.
This collaboration reflects Coopbank’s continued commitment to digital transformation and delivering modern banking solutions that simplify everyday life while connecting customers to global opportunities.
Coopay-Ebirr Surpasses ETB 6 Trillion
Coopay-Ebirr Surpasses ETB 6 Trillion in Transaction Value
We are proud to announce that Coopbank’s Coopay-Ebirr, a simple, convenient, and secure digital payment platform, has surpassed ETB 6 Trillion in transaction value. This remarkable achievement reflects the trust and confidence of more than 22.4 million customers, supported by our extensive network of over 42,000 agents and 369,000 merchants across the country.
With this incredible growth, Coopay-Ebirr ranks third among Ethiopia’s leading digital financial service platforms and proudly stands as the number one digital financial service platform among private banks.
We extend our heartfelt gratitude to our valued customers, agents, and merchants whose trust, loyalty, and partnership have made this milestone possible. This achievement belongs to all of us and stands as a testament to the power of collaboration, innovation, and shared success.
As we celebrate this milestone, we remain committed to expanding access to secure, convenient, and innovative digital financial services that empower individuals, businesses, and communities across Ethiopia.
Join Coopay-Ebirr today and enjoy a seamless digital banking experience for utility payments, shopping, entertainment, instant money transfers, and many other modern financial services.
Banking Convenience Without Limits: Coopbank Modern CRM
Banking Convenience Without Limits: Coopbank Modern CRM
In a world where speed, access, and reliability define everyday life, banking must keep up. Customers no longer want to wait in queues or depend on limited banking hours. They expect services that are always available, multifunctional, and effortless. Coopbank responds to this demand with its Modern ATM Cash Recycling Machine CRM, a smarter and more powerful self service banking experience built around true convenience.
One Machine, Multiple Banking Services
Coopbank’s Modern CRM goes far beyond the traditional ATM experience. It brings multiple essential banking services together in a single easy to use machine, allowing customers to:
Deposit cash instantly into their accounts
Withdraw cash quickly and securely
Complete key transactions without visiting a branch
This multi functionality transforms everyday banking into a faster, smoother, and more convenient experience for individuals, businesses, and organizations alike.
Banking That Never Stops
Convenience means nothing without availability. That is why the CRM is designed for uninterrupted service, ensuring customers can access their money whenever they need it.
Even during power interruptions or peak demand periods, the CRM continues to operate smoothly through its self powered capability. This ensures banking is not limited by time, location, or operational disruptions. It simply works when customers need it most.
Smarter Cash Availability Through Recycling Technology
At the heart of the Modern CRM is its cash recycling technology, a smart innovation that keeps banking flowing efficiently.
Instead of only dispensing cash, the machine also recycles deposited cash for future withdrawals. This improves cash availability within the machine, reduces downtime caused by cash shortages, and ensures continuous service without unnecessary interruptions.
The result is a more efficient, reliable, and sustainable way of managing cash for both the bank and its customers.
Designed Around True Customer Convenience
Every feature of the Coopbank CRM is built with one goal in mind, maximum customer convenience.
Whether it is a business owner depositing daily sales or a customer withdrawing cash on the go, the CRM delivers a faster and more flexible banking experience without the constraints of traditional banking systems.
The Future of Everyday Banking
Coopbank continues to lead digital transformation in banking by introducing solutions that simplify financial life. The Modern CRM is more than just a machine. It is a shift toward smarter, uninterrupted, and customer centered banking.
With its combination of multi functionality, uninterrupted service, and intelligent cash recycling, Coopbank’s CRM ensures that banking is always within reach.
Experience the next generation of banking with Coopbank Modern ATM, where convenience is continuous and banking never stops
Michu Digital Loan-A Story of Growth, Dreams, and Digital Possibilities
In the heart of Ethiopia, where bustling markets meet quiet home based workshops, and where young dreams rise beside long established businesses, a quiet transformation has been unfolding.
It begins with people, not numbers.
A young woman opening her first small tailoring shop in a crowded street of Addis Ababa. A father running a modest retail stall, carefully counting daily earnings. A woman trader in a rural town, waking before sunrise to prepare goods for the market. A young entrepreneur with big ideas but limited capital.
They all share one thing in common, the need for opportunity.
For many years, that opportunity often came with barriers. Long queues. Paperwork. Collateral requirements. Waiting times that slowed dreams down.
Until something changed.
The Arrival of Michu
One day, a different kind of solution arrived quietly but powerfully.
Michu Digital Loan.
Not a building to visit. Not a queue to stand in. But a digital companion carried in the palm of a hand.
A system designed not just to lend money but to open doors.
Through a simple mobile experience, entrepreneurs could now access financial support quickly, safely, and conveniently whenever opportunity knocked.
And for many, that moment changed everything.
Since its launch, Michu has already disbursed over ETB 53 billion, helping millions of entrepreneurs across Ethiopia access finance without collateral and move their businesses forward.
Three Paths, One Purpose
Michu was never designed as one size fits all. Instead, it recognized the diversity of Ethiopia’s entrepreneurs and responded with three meaningful paths.
Michu Wabi, For the Builders of Bigger Dreams
For formal traders and growing businesses, Michu Wabi offers up to ETB 300,000, enabling expansion, stronger cash flow, and sustainable growth.
For many, it meant expansion. New stock. New branches. Stronger cash flow. The confidence to grow beyond limits.
Michu Guyya, For the Everyday Hustlers
For informal traders and daily earners, Michu Guyya provides quick support of up to ETB 15,000.
It became the small but powerful push that kept businesses moving. Buying goods. Restocking shelves. Sustaining daily life without interruption.
Michu Kiyya, For Women Who Lead Change
For women entrepreneurs, Michu Kiyya offers up to ETB 75,000, a recognition of strength, resilience, and leadership.
It became more than finance. It became trust. It became empowerment. It became momentum.
A Shift Beyond Banking
Michu was not just another financial product.
It was a shift in how people accessed opportunity.
No long paperwork. No unnecessary barriers. No waiting for weeks.
Just a digital pathway that understood the urgency of real life.
Behind it was a simple belief. Finance should not slow people down. It should move with them.
And so, entrepreneurs began to experience something new.
Faster decisions. Simpler access. More time to focus on what truly mattered, building, selling, growing, and dreaming.
Where Stories Begin to Multiply
Soon, the impact began to echo across neighborhoods and towns.
A shop expanded its shelves. A small café hired an extra worker. A woman led business moved from survival to stability. A young entrepreneur turned a side idea into a growing venture.
And with each success story, another followed.
Because when one business grows, it does not grow alone. It creates jobs, supports families, and strengthens entire communities.
A Future Written Together
Today, as Ethiopia moves steadily toward a more digital economy, Michu stands quietly in the background of many success stories.
Not as the hero, but as the enabler.
A trusted financial companion helping entrepreneurs take the next step and then the next.
And perhaps that is its greatest role, not just providing loans but helping possibilities become reality.
Because in the end, every business that grows tells the same story.
When access is simple, dreams move faster.
When support is timely, futures become brighter.
And when opportunity is shared, a nation moves forward together.
Coopbank, TerraPay and Quantoz Launch Blockchain-Based Remittance Settlement for Inward Remittances to Ethiopia
Addis Ababa, Ethiopia, May 6, 2026- Coopbank in partnership with global payments infrastructure company TerraPay, has announced the launch of a blockchain-based settlement system for inward remittances to Ethiopia. This initiative marks a significant step toward faster, more transparent, and more reliable cross-border financial services.
Ethiopia, one of Africa’s largest remittance-receiving countries with inflows exceeding USD 5 billion annually, is undergoing financial sector reforms aimed at improving efficiency and transparency in foreign exchange and cross-border payments.
The initiative supports euro-denominated remittance flows from Europe by combining TerraPay’s global cross-border payments network, Coopbank’s nationwide banking reach, and regulated digital euro settlement infrastructure provided by Quantoz Payments. Together, these components enhance efficiency, transparency, and reliability across the remittance corridor.
By integrating advanced digital settlement mechanisms with Coopbank’s extensive banking network, the bank continues to strengthen its position as a leading digital financial services provider. The initiative also extends the reach of inward remittances across Ethiopia’s domestic financial system, supporting households and communities nationwide while remaining fully aligned with local banking and regulatory requirements. This aligns with Coopbank’s purpose of empowering communities and transforming lives.
Coopbank CEO Mr. Deribie Asfaw stated that inward remittances are vital to both households and the wider economy. “Through this collaboration, Coopbank enhances its role as a leading digital bank, delivering secure, fast, and fully compliant remittance services while supporting financial inclusion and expanding access to reliable financial solutions nationwide.”
TerraPay CEO Ambar Sur noted that the collaboration delivers infrastructure that is faster and more reliable for diaspora remittances and can be extended to other global corridors. Quantoz CEO Arnoud Star Busmann highlighted that regulated digital euro instruments enable transparent and compliant settlement while reducing the need for costly pre-funding.The initiative is supported by the Inclusive Financial Technology Foundation (INFTF), which said it lays the foundation for modernizing cross-border settlement infrastructure and expanding financial inclusion in emerging markets.