Cooperative Banking
Cooperatives Capacity Building and Advisory
Cooperatives Capacity Building and Advisory
Capacity Building and Advisory Services
At Coopbank, we go beyond financing. We empower cooperatives with capacity building and advisory services that tackle challenges and unlock growth.
What We Offer
– Training and awareness programs
– Guidance on best practices and model cooperatives
– Partnerships for technical and financial support
– Workshops and forums for shared learning
– Advisory in strategy, marketing, HR, and systems
Intended Impact of Coopbank’s Advisory Services
We are committed to:
– Expanding financial inclusion in rural areas
– Strengthening cooperative governance and management
– Enhancing value addition and market access
– Creating an enabling environment for cooperative growth
– Fostering collaboration with partners
Stakeholders to Partner with Coopbank
Coopbank works hand in hand with cooperative agencies, NGOs, development partners, research institutions, and the International Cooperative Alliance (ICA).
Partner with Coopbank today and let us build stronger cooperatives, empowered communities, and a brighter future together.
Cooperatives Financing
Cooperatives Financing
At Coopbank, we empower cooperatives with financial solutions that transform potential into progress and progress into lasting success.
Working Capital Loan
Meet your everyday needs with ease. From fertilizers and seeds to fuel, marketing, transport, and equipment, our flexible financing is designed for every type of cooperative.
Agriculture Mechanization
Boost productivity with affordable loans for modern machinery. Finance tractors, harvesters, irrigation systems, and more to take your cooperative to the next level.
Agriculture Processing
Expand your markets and increase value. Whether dairy, coffee, flour, malt, poultry, or horticulture, our financing helps cooperatives move beyond production into profitable processing.
Export Financing
Compete globally with confidence. We provide pre-shipment loans, term loans, letters of credit, and other facilities, trusted by coffee and export cooperatives across Ethiopia.
Other Financing Solutions
We also offer dedicated support for animal husbandry, SACCOs, and consumer cooperatives through flexible and attractive facilities tailored to your needs
Partner with Coopbank today and secure the financing that will drive your cooperative’s growth and success
Cooperative Savings
Cooperatives Savings Products
Savings Products
The bank has wide-ranging deposit products for cooperative societies, and the major ones are;
Demand Deposit; – is a non-interest bearing account operated by cheque. The minimum amount required by the bank to open a current account for cooperatives is ETB 1,000.
Saving Deposit; – an interest-bearing deposit account opened for cooperatives who can fulfill the Bank’s and legal requirements. An interest is compounded monthly and calculated on daily balances.
Fixed or Time Deposit; – a deposit type which is received for a certain fixed period with negotiable interest rate which is normally higher than the prevailing savings interest rate based on the amount of deposit and time period.
Requirements
The following documents are required to be fulfilled by cooperatives to open a local currency accounts (demand and savings accounts).
- Certificate of registration issued by the appropriate organ. If a cooperative is under the process of formation, a letter of authority from the respective organizing body is required.
- Approved and registered rules and regulations of a cooperative with each page bearing official stamp of the registering body and a cooperative.
- Minutes of members’ resolution at the last general assembly. In case it’s under the process of formation, a letter of intent signed by all members.
- A letter of request by the chairperson to open and operate current account;
- Valid and renewed ID of authorized person/s.
- Support letter from concerned government organ
- Article and memorandum of associations.
Agri and Cooperative Relations
Agri and Cooperative Relations
Coopbank is Ethiopia’s first bank with a unique business model rooted in farmers-owned cooperatives, with 5,212 cooperatives owning over 67% of its paid-up capital. Committed to empowering rural communities, Coopbank addresses the financial needs of cooperatives and farmers through its extensive rural branch network. As a key partner in Ethiopia’s agriculture sector, the bank provides tailored financial solutions, finances production and value-adding processes, and delivers innovative digital platforms to support sustainable growth. Additionally, Coopbank strengthens cooperatives by offering capacity-building programs for their leaders and employees, transforming lives and driving progress in the agricultural sector.
Our Offerings
1. Agri-Stakeholder Expertise
Coopbank proudly supports the agricultural sector with a team of 128+ dedicated agricultural banking professionals specializing in:
• Horticulture/Plant Science
• Agribusiness Value Chain Management
• Animal Science
• Agricultural Economics
• Food Science & Post-Harvest Technology
2. Agribusiness Financing Products
We offer a range of financing solutions to meet the unique needs of farmers and agribusinesses:
• Dairy Farming Loans
• Poultry Farming Loans
• Animal Fattening Loans
• Horticulture Loans
• Apiculture/Beekeeping Loans
• Crop and Coffee Production Loans
• Agro-Processing Manufacturing Loans
• Agricultural Mechanization Loans
• Export Facilities
Farm Pass
Powered by Mastercard's Community Pass platform, Coopbank Farm Pass connects farmers, cooperatives, aggregators, buyers, agricultural input providers, and financial institutions in one seamless ecosystem. Access is provided through cooperatives and their agents, ensuring a streamlined experience.
3. Cooperative Business Financing Products
Tailored financing options for cooperatives engaged in:
• Working capital for coffee production, animal husbandry, grain trade, dairy, fisheries, and more.
• Agricultural Mechanization for purchasing equipment and machinery.
• Agricultural Processing for milk industries, coffee washing machines, flour factories, and more.
• Export Financing Facilities.
• Loans for SACCOs and Consumer Cooperatives.
4. SACCO-Link
An innovative core banking and inventory management solution designed for SACCOs, unions, and federations. SACCO-Link automates operations and links cooperatives with their members and Coopbank for seamless integration.
Features:
• Members’ KYC registration, savings, and loan management.
• Real-time financial and stock reports.
• Transparency and enhanced trust between cooperatives and their members.
• SACCO-branded mobile banking and ATM cards for members.
5. Business Development Services
• Advisory services and stakeholder engagement.
• Banking product development.
• Event management.
• Capacity building and training for farmers and cooperatives.
Why Choose Coopbank?
By providing innovative financial solutions and technology-driven tools, Coopbank empowers cooperatives and farmers to thrive in a competitive landscape, ensuring sustainable growth and community development.
Agri-Stakeholders
Stakeholders to Partner with Coopbank
Stakeholders to Partner with Coopbank
Coopbank is the first bank of its kind in the country established by the cooperative movement so as to support and finance cooperatives, agro-based businesses and rural community. With this, there are so many stakeholders and partners believed to collaborate with the bank to support the mission and purpose of socio-economic empowerment and development of the community.
- Cooperative promotion agencies
- Local and international non-governmental organizations
- Developmental partners and community based organizations
- Educational and research institutions
- International Cooperative Alliance (ICA)
Intended Impact of CCBAS
Since its establishment, as per its mission and core value (concern for community) of the bank, the sub-process works with emphasis to Cooperative customer segment on the socio-economic empowerment of rural and urban community through collaboration of community based Organizations and other partners.to harvest the competitive advantage from the cooperative customer segment. Specially,
- Play central role in realizing mission of the bank (emphasis to Cooperatives)
- Enabling the bank to live its core value (concern for community)
- Improved Resource mobilization and resource utilization from the Cooperatives
- A2F opportunities for Cooperatives
- Financial Inclusion and financial literacy
- Strengthening governance and management of cooperatives
- Involvement of Youth and women
- Value addition and market access
- creating enabling environment for cooperatives
- cultivating collaboration with partners and stakeholders to avail financial and technical support for cooperatives
Product/Services CCBAS
Capacity Building
- Training
- Education /Awareness Creation
Advocacy
- Adapting best practices (knowledge transfer)
- Creating Model Cooperatives
- Linking with developmental partners for technical and financial support
- Collaboration platform
- Conducting a cooperative workshop
Advisory services
- Strategic Planning
- Feasibility Studies.
- Governance and Leadership
- Process Review & Improvement
- Marketing
- Value chain and value addition
- Project initiation/proposal
- Human resource development
- Information management system implementation
Cooperative Capacity Building and Advisory
Cooperatives Capacity Building and Advisory
Capacity Building and Advisory Services
To confront the critical challenges of cooperatives and deliver the value needed by the segment, the bank has put in place structure which deals with capacity building and advisory services for cooperatives and their members. Accordingly, the following services are being offered by the bank.
- Training and education/awareness creation;
- Advocacy on adapting best practices (knowledge transfer) and creating model cooperatives;
- Linking with developmental partners for technical and financial support;
- Organizing cooperatives’ workshops and forums;
- Advisory services on strategic planning, process review and improvement, marketing, project management, human resources management and information system implementation.
Intended Impact of Coopbank’s Advisory Services
Since its establishment, as per its mission and core value of concern for community, the bank works with emphasis to the socio-economic empowerment of the communities through collaboration with community based organizations, cooperative organizers and other partner. In doing so, the bank intends to;
- Improve financial inclusion and financial literacy especially in the rural areas;
- Strengthen governance and management of cooperatives through capacity buildings and exposures;
- Improve and augment value additions of produces and creation of market access;
- Create an enabling environment for cooperative societies;
- Cultivate collaboration with partners and stakeholders to avail financial and technical support for cooperatives.
Stakeholders to Partner with Coopbank
Coopbank is the first bank of its kind in the country established by the cooperative movement so as to support and finance cooperatives, agro-based businesses and rural community. With this, there are so many stakeholders and partners believed to collaborate with the bank to support the mission and purpose of socio-economic empowerment and development of the community.
- Cooperative promotion agencies
- Local and international non-governmental organizations
- Developmental partners and community based organizations
- Educational and research institutions
- International Cooperative Alliance (ICA)
Cooperative Relationship Management
Cooperatives process has been working intensively with cooperatives and unions in sustaining a strong relationship with the bank and providing different financing options with attractive packages. The bank has done a lot in addressing the critical financial needs of cooperatives and unions. We have been supporting, encouraging, and empowering co-ops in their operations as well as in their effort to join the international market.
Below are some of our financing facility for Cooperatives and Unions:
- Working capital financing facility for agricultural production,
- Working capital financing facility for exportable items,
- Financing facility for Inputs,
- Financing facility for agro-processing businesses,
- Financing facility for mechanization,
- Financing facilities for dairy farming, bee keeping and other businesses,
- Model Farmers financing, etc.
Cooperatives Saving Products
Cooperatives Saving Products
Saving Products
The bank has a wide-ranging deposit products for cooperative societies, and the major ones are;
Demand Deposit: is a non-interest bearing account operated by cheque. The minimum amount required by the bank to open a current account for cooperatives is ETB 1,000.
Saving Deposit: an interest bearing deposit account opened for cooperatives who can fulfill the Bank’s and legal requirements. An interest is compounded monthly and calculated on daily balances.
Fixed or Time Deposit: a deposit type which is received for a certain fixed period with negotiable interest rate which is normally higher than the prevailing savings interest rate based on the amount of deposit and time period.
Requirements
The following documents are required to be fulfilled by cooperatives to open a local currency accounts (demand and savings accounts).
- Certificate of registration issued by the appropriate organ, or the cooperative promotion agencies down the ladder. If a cooperative is under the process of formation, a letter of authority from the respective cooperative organizing body is required.
- Approved and registered bylaw of a cooperative with each page bearing the official stamp of the registering body and a cooperative.
- Minutes of resolution from the cooperative committee.
- A letter of request by the chairperson to open and operate current account;
- Valid and renewed ID of authorized person/s.
- Support letter from the cooperative promotion agency which states details of the signatories.