Month: September 2023
Coopbank Launches Michu 2.0: Transforming Digital Lending
Finfinne, September 14, 2023- Cooperative Bank of Oromia proudly announces the launch of Michu an advanced digital lending platform introducing innovative products, Michu Guyyaa and Michu Wabii.
Michu is poised to revolutionize the loan application process, catering to individuals, micro, small, and medium-sized enterprises with flexible lending options, including daily, weekly, and monthly choices.
Coopbank's President, Obbo Deribie Asfawu, underscores the potential of Michu to enhance loan accessibility and foster small business growth. This reaffirms the bank's enduring commitment to making loans more accessible and supporting businesses nationwide.
The president emphasizes that Michu marks a significant step towards realizing the dreams of millions, aligning perfectly with Coopbank's mission to bridge the $6 billion global funding gap for small businesses. This enhanced platform simplifies the loan application process, using specific criteria to assess customers and expedite access to working capital.
The original Michu platform has already transformed the lives of countless entrepreneurs who previously struggled to secure traditional loans. It has empowered businesses like Bethlehem Daniel's, Henok Hadi's, and Yohannes Afework's, enabling them to expand and create employment opportunities.
During its testing phase, Michu disbursed over 1.3 billion Birr in loans, benefiting more than 113,000 individuals and contributing to the creation or enhancement of 137,175 jobs.
Vice Governor Solomon Desta of the National Bank of Ethiopia commends Coopbank's steadfast dedication to advancing financial technology initiatives that significantly boost financial inclusion across the nation. He highlights the pivotal role of these efforts in reducing poverty and encourages Coopbank to continue its mission.
The CEO of Kifiya Technologies, Mr. Munir Duri, also stated during the launch that this digital platform aims to revolutionize the banking experience, offering customers seamless access to financial services and cutting-edge technology.
HE Nigusu Tilahun, State Minister of Labor and Social Affairs, applauds Coopbank's initiatives aimed at reducing unemployment and providing essential capital support to job seekers. He views these efforts as a model for banks nationwide and urges their expansion and replication.
Coopbank expresses its heartfelt gratitude to partners such as the National Bank, the Mastercard Foundation, and Kifiya Technologies. They extend invitations to organizations like the National Bank of Ethiopia, World Bank, UNICEF, and the African Development Bank to join their mission.
The event, hosted at the bank's Digital Valley, attracted government officials, dignitaries, stakeholders, business partners, and members of the media.
Download Michu 2.0 mobile app here: https://play.google.com/store/apps/details?id=com.kifiya.digital.lending
Haasa’a qabattan osoo addaan hin kutin dhimma faayinaansii keessanii kan isiniif si’eessu, Koop-Chaappaagiraamiin isin qaqqabeera.
Tapha eegaltan addaan kuttanii maallaqa namaaf erguuf appilikeeshiniiwwan adda adda keessa seenuun hafeera, maaltu isin rakkise!
Baankiin Hojii Gamtaa Oromiyaa bifa tajaajila baankii jijjiiree, Koop-Chaappaagiraamii hojiirra oolchuun isa jalqabaa ta’eera.
Tooftaa haaraan kun tajaajila baankii gara fuulduraatti tarkaanfachiisuu irratti argama.
Mee tilmaamaa - hiriyaa keessan waliin waa'ee irbaata wal affeeruu ergaa waliif ergitanii, battalumatti karaa Koop-Chaappaagiraamiin maallaqa erguun yommuu danda’amu!
Yookaan ammoo, maamila waliin waa’ee hojii osoo haasoftanii kaffaltii erguun yoo isin barbaachise, haasa’a keessan osoo addaan hin kutin sekondii muraasa keessatti yommuu xumurtan!
Yookaanis, obboleessi keessan biyya alaa irraa MasterCard fi Visa card fayyadamuun telegiraama irratti maallaqa yommuu isiniif ergu … Hamma kana salphaadha!
Koop-Chaappaagiraamiin:
- Waaleetii Kooppeey i-birriin cinaatti waaleetota Awaashi Birrii, Siibi’ii Birrii fi Teelee Birrii irraa kaffaltii kallattiin erguu fi fudhachuu,
- Koodii QR scan gochuun maallaqa saffisaan dabarsuu,
- Kaffaltii namoota biroo waliin qooddachuu,
- Kaardii mobaayilaa achumaan guuttattanii gara haasa’a keessaniitti akka deebitaanii fi kanneen biroo salphumatti akka raawwattan isin dandeessisa.
Appilikeeshiniiwwan kan biroo faana bu’aa ba’iin hin barbaachisu; Telegiraama fayyadamuu qofti gahaadha.
Baankiin Hojii Gamtaa Oromiyaa tajaajila baankii dijitaalaa daran cimsuuf teknoolojiiwwan haaraa fayyadamtootaaf dhiyeessuu irratti argama.
Tajaajila baankii armaan dura turerraa addatti tajaajilamuuf of qopheessaa!
Haasa’a keessan gidduutti waa’ee kaffaltii yommuu yaadattan, Koop-Chaappaagiraam kaffaltii keessan fidee kallattumaan isiniif geessa.
Guyyaan boruu as dhiyaateera - tapha eegaltanii fi tajaajila baankii iddoo tokkotti xumuruuf qophooftanii?
Liinkii kana cuqaasaa …
ወግዎን እያወጉ የፋይናንስ ጉዳዮችዎን ለማንጎዳጎድ ይችሉ ዘንድ ኮፕ ቻፓግራም ከተፍ አለልዎት
የወጉና የባንኩ አውድ ተዋህዶ በመተግበሪያዎች መሀል አይዋልሉም፤ ምን በወጣዎ!
የኦሮሚያ ኅብረት ሥራ ባንክ ኮፕ-ቻፓግራምን ሥራ ላይ በማዋል የባንክ አገልግሎት አሰጣጥን መልክ በማስቀየር ቀዳሚ ሆኗል።
ይህ አዲስና ከፍተኛ ለውጥን ያስከተለ ስልት የባንክ አገልግሎትን ወደፊት የሚያስገሰግስ ነው።
እስቲ ያስቡት - ከጓደኛዎ ጋር እራትን ስለ መጋራት መልዕክት ሲልኩና በቻፓግራም አማካኝነት ወዲያውኑ ገንዘብ መላላክ ሲችሉ!
ወይም ከደንበኛዎ ጋር ስለ ሥራ እያወጉ ክፍያ መላክ ቢፈልጉ ንግግርዎ ሳይቋረጥ ጥቂት ቅደም ተከተሎችን ዘልቀው ወዳልተቋጨ ንግግርዎ ሲመለሱ!
ወይም ወንድምዎ ከውጭ ሀገር ማስተር ካርድና ቪዛ ካርድ በመጠቀም በቴሌግራም ሲልክልዎ፤ የዚህን ያህል ቀላል ነው!
ኮፕ-ቻፓግራም:
- ከኮፔ ኢ- ብር ዋሌትዎ በተጨማሪ ከአዋሽ ብር ፣ ክሲቢኢ ብርና ቴሌ ብር ዋሌትዎ በቀጥታ ክፍያዎችን መላክና መቀበል
- ፈጣንና ቀላል የገንዘብ ቅብብሎሽን ለማስቻል QR ኮዶችን ስካን ማድረግ
- ከሌሎች ጋር ክፍያዎችን ለማጋራት
- እዛው በዛው የሞባይል አየር ሰዓት መሙላትና ሌሎችን ንግግርዎ ሳይስተጓጎል ይከውናል።
የምን መተግበሪያ? የምን ውጣ ውረድ? ቴሌግራም ተጠቃሚ ከሆኑ ይመችዎት!
የኦሮሚያ ኅብረት ሥራ ባንክ የዲጂታል ባንኪንግ አገልግሎትን የበለጠ ለማጠናከር አዳዲስ ቴክኖሎጂዎችን እያቀረበ ነው።
ከዚህ ቀደም ከነበረው በተለየ በባንክ ለመገልገል ይዘጋጁ!
ኮፕ-ቻፓግራም ክፍያዎችን ያመጣል፤ በጫወታ መሀል ትውስ ሲልዎ ለሚያወጉት ወገን በቀጥታ ያደርሳል!
ነገ ቀርቧል - የወጉንና የባንኩን አውድ አንድ ለማድረግ ዝግጁ ነዎት?
ይህንን መስፈንጠሪያ ጠቅ ያድርጉ …